Appraisal Associates & Services, Inc.
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(813) 253-2773
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Residential Appraisal & Consulting Services

Independent analysis, defensible valuations, and strategic real estate guidance across Tampa Bay.

Residential Appraisal & Valuation Services

Pre-Listing Appraisals

An independent appraisal can help establish a well-supported asking price before a property is placed on the market. We analyze current market conditions, comparable sales, property features, and overall marketability to provide a credible opinion of value and help sellers make informed pricing decisions.

Pre-Purchase Appraisals

Before purchasing a home, an independent appraisal can provide valuable insight into whether the agreed-upon or anticipated purchase price is supported by the market. This service can be especially helpful in private sales, cash transactions, unique properties, or situations where buyers want an objective opinion before moving forward.

Estate & Date-of-Death Valuations

Settling an estate often requires a well-supported opinion of a property’s fair market value, particularly when the date of death differs from the date the appraisal is ordered. We provide current and retrospective residential appraisals with an effective date that reflects the date of death, helping executors, attorneys, accountants, and other professionals establish credible real property values for probate, estate settlement, tax reporting, and related matters. Our reports are developed in accordance with USPAP and are designed to provide clear, supportable valuation conclusions that can be relied upon by the parties involved. We understand the importance of discretion, accuracy, and sensitivity when working with estate-related assignments.

Divorce & Equitable Distribution Appraisals

When real estate is part of a divorce or equitable distribution matter, an independent valuation can help establish a fair and supportable opinion of value. We provide residential appraisals for attorneys, homeowners, mediators, and other professionals involved in the division of marital property.

Retrospective Appraisals

A retrospective appraisal estimates a property’s value as of a prior date rather than today. These valuations may be needed for estate matters, legal proceedings, tax issues, financial reporting, property disputes, or other situations where historical value must be established.

FEMA 50% Rule Valuations

For properties affected by substantial improvement or substantial damage (SI/SD) requirements, we provide residential building valuation services that may assist property owners, contractors, and other professionals with FEMA 50% Rule documentation and local permitting requirements. These assignments focus on the value of the building or structure, separate from the underlying land and other excluded site improvements, as required by the applicable jurisdiction.

Property Tax / Assessment Appeal Appraisals

If you believe your property’s assessed value does not accurately reflect market value, an independent appraisal can provide objective support for a property tax or assessment appeal. We analyze relevant market data and comparable sales to develop a well-supported opinion of value for use in the appeal process.

PMI Removal Appraisals

Rising home values or property improvements may allow you to eliminate monthly Private Mortgage Insurance (PMI). We provide accurate, independent residential appraisals that establish current market value so homeowners and lenders can evaluate and execute PMI removal with confidence.

Foreclosure & REO Valuations

Evaluating distressed or lender-owned properties requires a deep understanding of current condition, repair impacts, and local market trends. Backed by 25 years of Tampa Bay experience, we deliver objective "as-is" and "as-repaired" residential valuations that help lenders, attorneys, servicers, and investors make confident asset decisions.

Relocation Appraisals

Relocation assignments require a clear understanding of current market conditions, anticipated exposure time, and the factors that may affect a property’s sale. We provide residential relocation appraisals designed to help homeowners, employers, and relocation professionals make informed decisions during a move.

New Construction & Proposed Construction Appraisals

From blueprints to completion, we provide reliable appraisals for new and proposed residential construction. We analyze floor plans, specifications, build quality, and local market trends to establish a credible, defensible value based on the property as proposed.

Private-Use Appraisals

Not every appraisal is tied to a loan or legal proceeding. We provide private residential appraisals for homeowners and other clients who simply need an independent, professional opinion of value for personal planning, decision-making, ownership changes, or other non-lending purposes.

Financial Planning Valuations

A reliable opinion of real estate value can be an important part of broader financial planning. We provide independent residential valuations to assist homeowners, financial professionals, and families with estate planning, asset management, wealth planning, and other decisions where an accurate understanding of property value is important.

Appraisal Review

If you have questions or concerns about a completed appraisal, we can provide an independent review of the report, comparable sales, adjustments, and overall valuation analysis. Appraisal review services can help identify whether the report is adequately supported and whether the conclusions are consistent with the available market data.

FEMA 50% Rule / Building Value Appraisals (High Priority Spotlight Card)

For properties affected by substantial improvement or substantial damage (SI/SD) requirements, we provide residential building valuation services that may assist property owners, contractors, and other professionals with FEMA 50% Rule documentation and local permitting requirements. These assignments focus on the value of the building or structure, separate from the underlying land and other excluded site improvements, as required by the applicable jurisdiction.

Actual Cash Value / Building Value Appraisals for FEMA 50% Rule

Valuation Consulting & Real Estate Strategy

Female Owned Business
Family-Owned Business
32 Years of Tampa Bay Appraisal Service
Experience You Can Trust. Value You Can Defend. 
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Phone: (813) 253-2773Email: amy@tampaappraisal.com
Service Area Hillsborough County, Pinellas County, and Pasco County, FL — including Tampa, St. Petersburg, Clearwater, and surrounding Tampa Bay communities.
Hours of Operation Monday-Friday: 9 a.m.- 5 p.m.
Saturday & Sunday:By appointment only
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